交易反欺诈风险验证 API 用于您实时获取我们的风险验证结果。
为了有效地阻止欺诈发生并避免商品或资金损失，建议您在以下业务节点发送请求进行风险验证。通过在这些关键环节进行验证，您可以确保最大程度地保护商品和资金的安全。
示例：https://cn.apitd.net/fraud/transaction/v3?partner_code=test_code&partner_key=test_key
{
"channel": "test",
"session_id": "abc0123456789",
"decision_event": "order_payment",
"event_time": "2023-10-12T14:20:50.521+07:00",
"account_id": "123456789",
"order_id": "ID293846237467",
"terminal": {
"black_box": "aGPH1658920283672ropYaFxT7",
"ip": "210.20.10.33"
},
"ext": {
"ext_book_id": "LFOUHOFHOHFNOUH",
"ext_book_num": 10
},
"account": {
"register_time": "2021-10-12T14:20:50.521+07:00",
"login_time": "2021-10-12T14:25:50.521+07:00",
"phone": {
"country_code": 86,
"phone_number": "18700001111"
},
"email": "hello@gmail.com"
},
"order": {
"order_create_time": "2021-10-12T14:25:50.521+07:00",
"merchandise_list": [
{
"merchandise_id": "NFH837824432",
"category_1": "3c",
"category_2": "phone",
"category_3": "android",
"name": "huawei phone",
"count": 1,
"unit_price": {
"currency": "CNY",
"amount_local": 6800,
"amount_usd": 1000,
"amount_cny": 6800
}
}
],
"amount": {
"currency": "CNY",
"amount_local": 6800,
"amount_usd": 1000,
"amount_cny": 6800
},
"shipping": {
"address": {
"country": "CN",
"region": "浙江省",
"city": "杭州市",
"district": "余杭区",
"detail": "文一西路海创园 18 幢",
"zip_code": "310000"
},
"phone": {
"country_code": 86,
"phone_number": "18700001112"
},
"email": "hello@gmail.com",
"consignee": {
"first_name": "三",
"middle_name": "",
"last_name": "张",
"nickname": "HZhang"
},
"method": "logistics"
}
},
"payment": {
"payment_id": "NHF8736274",
"method": "card",
"channel": "paypal",
"amount": {
"currency": "CNY",
"amount_local": 68,
"amount_usd": 10,
"amount_cny": 68
},
"card": {
"card_bin": "622207",
"last_four_digits": "1234",
"card_number_length": 16,
"holder_name": {
"first_name": "三",
"middle_name": "",
"last_name": "张",
"nickname": "HZhang"
},
"debit_or_credit": "credit",
"issuer_region": "CN",
"expiration_date": "1998-01-01"
},
"is_coupon_used": true,
"coupons": [
{
"coupon_id": "NOHF08938",
"coupon_name": "双十一限时购",
"coupon_count": 1,
"begin_time": 1596358039000,
"expire_time": 1616358039000,
"coupon_type": "discount",
"coupon_rate": 0.85,
"coupon_threshold": "10",
"cash_back_amount": {
"currency": "CNY",
"amount_local": 6.8,
"amount_usd": 1,
"amount_cny": 6.8
}
}
]
},
"payment_result": {
"is_payment_success": true,
"payment_message": "success",
"is_3ds_used": false,
"response_by_3ds": {
"eci_value": "02",
"version": "2.2.0",
"authentication_type": "01",
"trans_status": "Y"
},
"response_by_avs": "",
"response_by_cvc": ""
},
"billing": {
"address": {
"country": "CN",
"region": "浙江省",
"city": "杭州市",
"district": "余杭区",
"detail": "文一西路海创园 18 幢",
"zip_code": "310000"
},
"phone": {
"country_code": 86,
"phone_number": "18700001112"
},
"email": "hello@gmail.com",
"recipient": {
"first_name": "三",
"middle_name": "",
"last_name": "张",
"nickname": "HZhang"
}
},
"merchant": {
"merchant_id": "NFK00937",
"shop_name": "Hello World",
"shop_phone": {
"country_code": 86,
"phone_number": "18700001112"
},
"shop_email": "hello@gmail.com",
"shop_address": {
"country": "CN",
"region": "浙江省",
"city": "杭州市",
"district": "余杭区",
"detail": "文一西路海创园 18 幢",
"zip_code": "310000"
},
"shop_url": "https://td/shop/0012",
"register_time": "2021-10-12T14:20:50.521+07:00",
"login_time": "2021-10-12T14:22:50.521+07:00",
"merchant_type": "entity",
"merchant_level": "A",
"company": "XXX",
"primary_category": "XXXX",
"product_count": 1,
"history_order_count": 1,
"history_order_amount": {
"currency": "CNY",
"amount_local": 68,
"amount_usd": 10,
"amount_cny": 68
}
}
}API 状态码
{
"code": 200,
"message": "",
"sequence_id": "1648777165770866F82AC7F326307055",
"score": 90,
"result": "decline",
"reasons": [
{
"id": "IDZPQJEG",
"reason": "可疑的交易行为"
}
]
}